PRU Smart Entrepreneur

Smart way of managing your business needs.

About The Product

For groups that are too small for traditional life schemes, Prudential offers a tailor-made, cost effective solution through the Pru Smart Entrepreneur Cover. This scheme is designed to enable businesses to provide life insurance to a small number of employees.


  1. The scheme will be managed and administered by Prudential Life Assurance Zambia.
  2. Any registered business with 5-25 employees can join the scheme.
  3. Employees must be aged between 18 and 65 years to participate in the pooled scheme.

The Pru Smart Entrepreneur Cover shall pay benefits for:

  1. Death
  2. Critical illness (50% of death benefit)
  3. Disability (50% of death benefiĀ­t)

Why Take Up Pru Smart Entrepreneur Cover?

The Employer

  • Shows responsibility by providing for the welfare of employees and their families
  • Curbs the cost of making payouts in the event of loss of an employee
  • Retains employees and attract talented prospects
  • Has access to affordable life insurance for small organizations

The Employee

  • Provides peace of mind to family members
  • Has access to low-cost life insurance by teaming up with other employees and taking advantage of the pool provided by Prudential Life Assurance.
  • Enjoys the ease of contribution
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