Group Health Insurance Solutions
Tailor made health insurance solution for individuals and businesses.
Prudential Life Assurance offers insurance products that can be tailor made. We also offer managed fund care administration schemes.
Medical insurance covers international evacuation, repatriation and overseas travel insurance. Our products offer specified benefits for each member that cover the medical expenses of members incurred within Zambia.
Each of the cover levels has two (2) major benefits which are OUT-PATIENT and IN-PATIENT. Additional benefits are Optical and Dental. Maternity benefits (normal pregnancy and delivery) and pregnancy complications are covered under the overall limit.
Prudential Life Assurance offers expert advice in the MCAS design process. This ensures that we meet all our client’s specific insurance needs. We also offer tailor made advice on methodology and access to the benefits to ensure the client’s health care needs are met.
These benefits under this scheme may be specified or unspecified and with or without standard benefit exclusions.
|Maternity Care||Hospitalization||Theatre Costs|
|Emergency Rooms||Doctors’ Fees||Surgeons’ Fees|
|Disease Management||X-Rays||Nursing Care|
Prudential issues membership cards to each principal member on the scheme. The membership cards enable the member to access medical services at any of our registered Health Care Providers throughout the country.
During the policy year, the client must advise us of any changes in membership i.e. addition or removal of members from the scheme; and the records shall be amended accordingly.
Management reports are provided on a monthly, quarterly and yearly basis. These reports include;
We value the confidentiality of medical records and we therefore always ensure the following: