P R U D E N T I A L

Z A M B I A

Medical Insurance

Prudential Life Assurance Zambia offers a convenient wide range of health care solutions under the medical insurance product services which also include Managed Care/Fund administration.

Medical insurance schemes offer financial protection by guaranteeing future health care bills to be settled within the limits given to the insured in a 12-month period.

Scheme BenefiĀ­ts

  • With medical insurance each of the cover levels has two (2) major benefits namely OUT-PATIENT and IN-PATIENT. The benefits allocated cover medical expenses of members incurred within Zambia as well as those incurred when evacuated to the pre-determined countries depending on the policy plan.
  • Out-Patient services are the day-to-day hospital visits which includes consultation, lab tests and medication as well optical and dental services.
  • In-Patient services are services rendered when a member is admitted which includes but is not limited to accommodation, doctor or surgeons' fees and medication. Maternity benefits for both normal delivery and caesarean section procedures are covered to the benefit limit as per policy.

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